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Choose First American Home Warranty if you want a comprehensive yet affordable home warranty plan that covers essential home appliances and systems. It’s a great option if you need to add coverage for specific items as it has a solid list of coverage add-on options. Be sure to double check that it covers what you need it to before committing. You can request a quote online or call a representative for more information.
In most cases, First American Home Warranty will contact a fully vetted local tradesperson within 48 hours, who will then contact you to arrange a home visit. It also has a handful of add-on options for coverage of more uncommon items, like a second refrigerator or standalone freezer. Those can come in handy for homeowners with unique warranty needs.
How Is a Home Warranty Different Than Home Insurance?
Repairs and servicing for these are not covered by most home insurance companies, so the home warranty plan is like a natural extension of the home insurance policy. The warranty companies require that their customers pay a monthly fee, and in return, the warranty provider will cover the cost of repair or replacement up to a specified cap. You can enroll in a monthly plan or sign up for an entire year at once. You can add extra coverage onto the base plans to give yourself more powerful and more complete coverage.
Unlike some home warranty providers, most of First American’s covered items do not carry a specific dollar limit. First American plans do not require a home inspection to be done by a contractor or maintenance records to be retrieved from a repair person for coverage. The good news about this company and one thing that many First American Home Warranty reviews point out are that there are no coverage caps on many of the home’s essential systems. No matter how expensive those repairs or replacement costs get, First American will cover them completely for you, which is really comforting to know. That is rare for the industry and one thing that helps set First American apart from much of the competition. This is not the first time that I have had issues with this home warranty company.
First American Home Warranty Pricing, Plans and Coverage
If your repair or replacement costs$2,000, you will have to pay the$500 difference. We’ve thoroughly read First American Home Warranty’s sample contracts, requested quotes, and analyzed customer reviews. Read our review to determine whether the company is the best choice for your home’s coverage needs. When choosing a home warranty company, ask yourself what you really need. Will a basic plan suffice or is there a second refrigerator you have that will need to be an add-on to your warranty?
If a covered system or appliance breaks down, policyholders of a First American Home Warranty service contract have a few options for filing a service request. The most convenient way to make a claim is to log into the First American Home Warranty Account Center and explain the issues you are experiencing. That makes First American a great choice for both apartment dwellers, who don’t need a ton of coverage, and owners of large homes,who may need extra coverage.
Our Verdict On First American Home Warranty
I found a significant amount of complaints worth discussing before you sign up for an AHS warranty. I’ll cover some red flags in the next section of my American Home Shield review. The star ratings are based on the overall rating of each brand. We encourage you to write a review of your experiences with these brands.
A service contractor is then assigned to assess the covered breakdown, and the homeowner receives an email confirmation. The service contractor will call during regular business hours to schedule an appointment time. The home warranty service provider offers coverage to 38 states plus the District of Columbia.
What You Should Look for in a Home Warranty Company
They respond quickly when contacted and process claims quickly as well. They also offer some of the most affordable rates for home warranty plans in the country. On top of that, they offer almost complete nationwide coverage, only leaving off two states.
Keep in mind that all fees and rates are subject to change, and if you are not a First American Home Warranty customer, you will not be notified about these changes before they happen. Be sure to check prices before you purchase a home warranty plan. They may have changed since the last time you looked up information on home warranty costs. First American Home Warranty provides flexible payment options where you can contact an independent licensed contractor if they cannot locate one to attend to your claim. They authorize covered repairs or replacements and reimburse up to an agreed-upon rate. Your contractor can be paid directly if they bill First American Home Warranty the repair costs, or you can get the amount upon presenting a paid invoice.
Even though my Warranty covers Replacement of Waste Disposal and Parts. Watch out for the added "Modification Charges" that this Contractor adds when out on your job. The service contractor will diagnose and repair or replace your covered item.
In addition to offering a network of fully vetted tradespeople, it promises to cover items regardless of their age and has generous payout caps. The most significant downside we identified is that the provider only offers 2 plan types, while some of its competitors offer a far broader selection. However, this may not be an issue if you believe the plans meet your needs. First American’s standout qualities consist of its generous coverage caps for home systems and appliances alongside its competitively priced plans. In addition, First American offers an increased coverage cap per appliance in its Premium Plan. Potential downsides for First American coverage are its lack of nationwide availability or coverage for air conditioning systems in its Starter Plan.
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